Why Buying and Selling this Holiday Season is a Good Idea – By, Rick Jusenius

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Buyers and Sellers during the Holidays are typically serious about their real estate plans. They have placed an emphasis on getting Real Estate closed prior to the New Year. As a buyer, this means your typical seller is motivated especially if their home comes new to the market during the Holidays. This is a seller who doesn’t mind accommodating showings …

Home Equity Loans – The Best Home Equity Lenders of 2019 By U.S. News & World Report

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See how to qualify for the best home equity loan and access your home’s equity for home improvements or major purchases. One of the benefits of home ownership is building equity. Your home equity is how much your property is worth compared with how much you owe on any mortgage for it. Your home’s equity can be a valuable asset …

Couple receives keys to first home real estate purchase.

Is the Real Estate World Sky Falling Down? By, Jim Clifford

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Changes Regarding Real Estate Commissions If you ask some real estate brokers, they might tell you yes. Some brokers might think you’re crazy asking because the market is so busy and not have paid attention to changes that have just taken place. So, what am I talking about? Starting October 1st real estate companies can (and most will) put on …

What is Escrow and Why is it Needed? By, Mark Spurbeck

guestblog Buying Real Estate , Foreclosure and Bank-Owned , Guest Blog , New Homes , Real Estate , Real Estate Agent , Real Estate News , Selling a Home , Traditional Home Sales Leave a Comment

What is Escrow and why is it needed? Escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes all the components of a real estate transaction (including legal documents), records the transaction, and ultimately, disburses funds according to the buyer’s and seller’s instructions. Both the buyer and seller rely on the escrow agent to …

Loan Modification wirtten on a note

Beware of Today’s Loan Modifications. By Lisa A. Schultz- Chicago Title

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Beware of Today’s Loan Modifications. There is a new loan modification that some banks are using that could cost homeowners tens of thousands of dollars over their current loan amount. In the early 2000s, and during the recession years of 2008-2012, when homeowners faced financial hardships they could contact their lender to ask for a loan modification. If the lender …

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Why You Need Title Insurance By Mark Spurbeck

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Why You Need Owner’s Title Insurance When it’s time to sell your home and buy a new home, why wouldn’t you take every precaution to protect it? Our business is protecting ownership of your property: often the largest financial transaction you’ll make in your life. For a relatively low, one-time premium, you’re protected against legal problems over property rights that …

Grow Your Down Payment With HomeFundIt

Jim Clifford Buying Real Estate , Homeowners , Homes for Sale , Mortgage , Moving , New Homes , Real Estate , Real Estate News , Real Estate Trends , Traditional Home Sales Leave a Comment

Grow your down payment with HomeFundIt. Crowdfund to raise funds, shop with UpIt to get funds pledged, or do both! Start Crowdfunding Share your story online. Family, friends, and strangers can give to support you in becoming a homeowner Participating Stores Shop at participating retailers and a percentage of your purchase goes toward HomeFundIt campaigns. No transaction fees, almost anyone …

Mortgage Lenders – Learn about the mortgage loan process and how you can find the best lender for your mortgage.

Jim Clifford Mortgage , Real Estate , Real Estate Market Trends , Real Estate News Leave a Comment

Home ownership is the foundation of the American dream, and often, a mortgage is necessary to make that dream come true. Finding the right mortgage loan is arguably just as important as finding the right property. You’ll be paying off your mortgage for years, and the best terms can save you thousands of dollars over time. This guide explains how …