Help Me! My Credit is Terrible! By, Dan Hunt

Welcome to Washington Realty! Washington Realty Group is based in Sumner, WA. We help people buy and sell property in a wide area covering Pierce, South King and Thurston Counties. Contact one of our real estate agents today to see how we can help you make your next transaction benefit you!

Blog Below:

My Credit is Terrible!! Help us!!

Home ownership is a common dream for most American families but sometimes life impedes home ownership and squashes this dream, only to be at the mercy of landlords for what seems to be an eternity.

There is help for those with credit challenges or those having a tough time saving enough money for down payments for a home purchase. It always seems that something that gets in the way i.e. car repairs, medical issues, or just living expenses. These are the struggles that a lot of Americans are going through, pushing home ownership off to some future date that never seems to get here!

There is help, don’t go it alone. Do your homework and home ownership may be just around the corner for you and your family.
For Credit Issues

If credit is the issue between you and home ownership, there are services available such as Guiding Hands Credit Service here is their website: they specialize in credit repair and are there to help those that have credit issues. Another available service is LSI credit solutions they also can have your credit repaired in as little as 90 days. Plus, most lenders can also help with the credit repair.

For Down payment issues

USDA Loans are also available for rural homes with zero down programs. Check with Chase Mortgage or Bank of America for more information on these programs. The City of Tacoma has a down payment assistance programs as well with up to $20,000 in down payment and closing cost help for qualified borrowers. . CMG Financial has a crowdfunding program that will help you set up a crowdfunding account where family and friends can help with adding money to a down payment account for the future purchase of a home.

So check with your lender, do your homework, the links provided are only the tip of the iceberg for these types of programs. Don’t let credit and down payments impede your dreams. Nothing worth doing is easy and the time we waste worrying instead of doing, we will never get back.

If you need any help with renting a home, selling a home or buying a rental or just buying your dream home, don’t hesitate to reach out to me or my team, we are here to help with all of your Real Estate needs.

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