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Democrats and Republicans Could Make 2020 Even Worse The impasse between the House of Representatives in Washington D.C. and the White House may impact many homeowners and renters. Even with the 7.9% unemployment rate most homeowners and renters have been able to make monthly payments because of the funding agreed to by Congress and the White House in May of …
Refinancing is set to get more expensive. A new fee, known as the “adverse market refinance fee” (Fannie Mae) or the “market condition credit fee” (Freddie Mac), will be added to most refinance mortgage loans sold to either Fannie Mae or Freddie Mac. The fee is a flat 0.5% or 50 basis points of the total loan amount, adding hundreds …
For years now, virtual home tours have helped real estate buyers far and wide search for the perfect home. Long-distance military personnel being relocated, investors expanding their portfolio, homeowners looking for a vacation getaway, this technology makes finding a house that is a bit out of driving distance much easier. And for real estate agents, virtual tours have been a …
Selling a Home Without Listing If you own a home in Arizona, you have received hundreds of phone calls, text messages, and letters asking you to sell your home without listing it. These are called Instant Buyers or Internet Buyers. Some of these Buyers are individual buyers looking to buy low in a market with increasing values. Others are well-funded …
WHY ARE MORTGAGE RATES SO LOW? In July, the average 30-year fixed-rate mortgage fell below 3% for the first time in history.1 And while many Americans have rushed to take advantage of this unprecedented opportunity, others question the hype. Are today’s rates truly a bargain? While average mortgage rates have drifted between 4% and 5% in recent years, they haven’t …
Making housing more affordable, did it work? The 2008 recession was more devastating to lower-income households than middle- or upper-income households in the United States. Partially the reason was that from 1995 to 2005 neighborhoods that before 1995 had been up to 75% rental occupied properties became 60% or more homeowner occupied. These neighborhoods were the locations where more “affordable” …
Original Article Here Article originally posted on DS News, July 6th, 2020 written by Mike Albanese The Mortgage Bankers Association (MBA), American Land and Title Association (ALTA), and the National Association of Realtors (NAR) collaborated to craft a draft model emergency notarization order. https://dsnews.com/wp-content/uploads/2020/07/Model-Order-Association-Cover-Letter_FINAL.pdf A release from ALTA stated that the model is designed to create “uniformity” and provide legal …
Make Life Easier Look around your home, what do you see that was not there a year ago? Very likely you see things like a new smartphone, laptop computer, TV screen that is really a computer screen, maybe a robot vacuum or a personal assistant like Alexa. What do they have in common? They save you time and make life …
www.waloansigning.com Jamison Beemer MY LOAN SIGNING SERVICE… I absolutely love people & I have always been an advocate for owning property, so it gives me no greater joy than when I am able to walk a home buyer through their loan signing. As a Notary, I decided to specialize in real estate loan signings. I do not notarize any other …
Whether you’re prepping your house to go on the market or looking for ways to maximize its long-term appreciation, these nine home improvement projects are great ways to add function, beauty, and real value to your home. The best part is, once you’ve secured the materials, most of these renovations can be completed over the course of a weekend. And …
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