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Factom Harmony Takes On the Mortgage Industry

Jim Clifford Buying Real Estate , Mortgage , Real Estate News , Real Estate Trends Leave a Comment

Already working with the Department of Homeland Security and the Bill & Melinda Gates Foundation to secure records on their blockchain, Factom has now set its sights on the trillion-dollar mortgage industry. Having launched its new Factom Harmony solution in March, the company hopes to attract big banks and host their sensitive mortgage data. By increasing the efficiency of document …

Home Appraisal Process and your Home’s Valuation

Jim Clifford Buying Real Estate , Mortgage Leave a Comment

You probably know how much you hope to buy or sell your next home.  But there’s a crucial step in this process that’s less understood: appraisal.  Appraisals are valuations of a home that aren’t subject to anyone’s whims or whimsies.  They’re determined by recent sales in your neighborhood of similar types of homes as well as individual factors of your …

Financing a Foreclosed Home

Getting Pre-qualified Financing a foreclosed home (or any home) has many steps, all of which can go more smoothly if you are prepared.  Talking to a mortgage professional to get pre-qualified can help you understand what loans will work for your situation and will provide you with a price range of homes that you can afford.  It will also provide …